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Home Equity and Lines of Credit

Put your home’s equity to work.

With a Home Equity Loan or Line of Credit from Wolf River Community Bank, your home’s equity can be used for home improvements, a vehicle purchase, a much needed vacation, college expenses or debt consolidation.

Couple looks at home plans for a remodeling project

Home Equity Loan

Fixed amount, fixed payments, fixed rate

  • Receive a lump sum up front for major expenses like home improvements, debt consolidation, or large purchases.
  • Predictable fixed monthly payments and a fixed interest rate make budgeting easier.
  • Ideal for one-time expenses with a know cost since the entire loan amount is received at closing and repaid over a set term

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Home Equity Line of Credit (HELOC)

Flexible amount, borrow as needed, variable rate

  • Access funds as needed through a revolving line of credit, similar to a credit card, without reapplying for each withdrawal.
  • Pay interest only on the amount you use, helping you borrow efficiently.
  • Great for ongoing expenses like phased home renovations, emergency funds, or projects with changing costs.
Apply Now

Apply online for a Home Equity Loan or Line of Credit.

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