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Whether you’re in need of a business loan for expanding a building, purchasing new equipment, or investing in new technologies, we have the lending solution for you. With flexible lines of credit and competitive term loans, we can provide you with the resources you need to help make the most of every business opportunity.
There are a variety of commercial loans available depending on the needs of your business. The most common types include:
A term loan is a lump sum of money that is paid back over a fixed period of time.
A line of credit is a revolving loan that can be accessed on an ongoing basis.
A letter of credit is a valuable tool for when you need to provide financial guarantees.
Equipment loans are specifically designed to help businesses purchase new equipment. These loans are often secured by the equipment itself.
Commercial real estate loans are used to finance the purchase of commercial property.
Construction loans are used to construct a new building for your business or expand an existing facility.
SBA loans are government-backed loans with reasonable rates designed specifically for small businesses. They can be used for a variety of purposes. Your lender can help determine is this loan type is right for you.
Agricultural loans can flex to meet your business needs and come in a variety of financing options.
Before you start the application process, you should have a clear idea of how much money you need and what you will use it for.
To ensure the lending process goes smoothly, you will need to provide documentation to support your application, including but not limited to personal financial statements, tax returns, and business plans.
Once you have gathered all the necessary documentation, you can work with a lender to complete the application. This will typically include providing personal and business information, as well as details about the loan amount and purpose.
Once it’s submitted, we will review your application and determine if we’re able to approve your loan. Since lending decisions are made locally, turnaround times are usually very reasonable.
Jason Bloxham
EXEC. VICE PRESIDENT - CHIEF LENDING OFFICER
Tom Pennings
SENIOR VICE PRESIDENT - CHIEF COMMERCIAL OFFICER
Karen Duch
Vice President -
Lending Officer
Joe Lautenschlager
ASSISTANT VICE PRESIDENT - COMMERCIAL LENDING