Tap, dip or slide your card for instant access to your money.


Make purchases or get cash from an ATM with your Wolf River Community Bank debit card!

A debit card is a great way to manage your money since it deducts directly from your checking account. You only spend the money you have in your account.

Your Wolf River Community Bank Debit Card

  • Free with any Wolf River Community Bank checking account
  • 24/7 access to make purchases
  • Pick your own PIN
  • Access to withdraw cash from ATMs
  • ATM fee refunds with eChecking or Connection checking accounts*
  • Available Overdraft protection 
  • View up-to-date transactions with online or mobile banking



We’re not a one-size-fits-all kind of bank, and neither is your debit card. Choose your favorite debit card design and enjoy a personalized banking experience from Wolf River Community Bank!

Choose from 4 designs – Everyone will receive the “Geometric Blue” design. If you are interested in one of our other 3 designs (Mosaic Fuchsia, Scenic River or Black Pinstripe), they are available for a $10 fee.

Printed in-branch instantly – If your card ever gets compromised, lost, or worn, you can stop by the bank during our lobby hours and get one printed instantly!

What features are available with your debit card?

  • Tap to pay – It’s contactless so you can simply tap to pay at any contactless point-of-sale terminal.
  • Connect to your digital wallet – With a quick tap of your smartphone or smartwatch, you can pay with these digital wallets: Apple Pay®, Google Pay™ or Garmin Pay™.
  • Turn it on/off – If your card is lost, stolen or compromised, you can promptly deactivate or reactivate it using our app. You can also set the card to turn on or off for specific dates and times.
  • Set travel notices – Keep your card moving with you by setting an alert with your travel plans through our app.
  • Set a temporary limit increase – Our app allows you to make those occasional, large payments or purchases at a moment’s notice.


Debit Card FAQs

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What are the benefits of a debit card?
  • No debt: With a debit card, you can only spend the money you have in your account, so you won’t accumulate any debt.
  • Convenience: Debit cards are widely accepted and can be used for purchases online, in stores, and at ATMs.
  • Control: Debit cards allow you to track your spending and help you stay within your budget.
  • No interest: Since you’re spending your own money, there are no interest charges associated with debit cards.


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What should I do when I receive my new debit card?
  • Sign your card on the signature panel as soon as you receive it.
  • Select a PIN but avoid using information that can be tied to other personal information (ie: birth date, Social Security Number, telephone number, etc).
  • Program the Lost or Stolen hotline phone numbers in your phone. Report a lost or stolen card or potential fraud immediately.

During bank hours, call us at 920-779-7000.
On Saturdays or after business hours, call the Wolf Line at 833-423-0341, option #4.

  • If you want to pay with your phone or smartwatch through Apple Pay, Google Pay or Garmin Pay, download your preferred digital wallet’s app and follow the steps to add your Wolf River Community Bank card to your wallet. Get detailed instructions here. Then look for their payment logos at stores and merchant websites to determine who accepts these payments.
  • Update any payments tied to your old debit card like:
    • Streaming Services: Netflix, Disney+, HULU, HBO, AppleTV, etc.
    • Subscriptions: Walmart+, Amazon, Hello Fresh, Chewy, XBox, Stitch Fix, Spotify, Microsoft, etc.
    • Memberships: Gym, AARP, Sam’s Club, Costco, etc.
    • Other: Door Dash, GrubHub, Venmo, PayPal, utility bills, pharmacy, cell phone, school payments, storage unit, etc.
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How do I safeguard my card?
  • Check your bank account frequently to make sure all transactions look correct. If you notice something that looks suspicious, contact us immediately.
  • Look closely at gas pumps and ATMs for skimmers that might be placed over the card slot. Don’t insert your card if the card slot or keypad looks suspicious. Cover your hand when you type your PIN.
  • If shopping online, we do not recommend using your debit card since it is linked to your bank account and isn’t as easy to dispute as a credit card. If you use your debit card, use only trusted sites and brands. Look for the green padlock icon and “HTTPS://” to ensure you’re on a secure site.
  • Do not lend your card to anyone. Protect them as if they were cash. Card misuse is often traced back to family and friends.
  • Use the card controls within online or mobile banking to turn your card on/off, set travel notices, or increase balances.
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What do I do if my debit card is lost or stolen?
    1. If you have our mobile or online banking, turn your card off instantly through the “manage cards” menu.


    1. Contact us immediately:
      During bank hours, call Wolf River Community Bank: 920-779-7000.
      Saturdays and after business hours, call the Wolf Line: 833-423-0341, option #4.


  1. Stop by the bank during lobby hours to get a new debit card printed instantly or, if it’s more convenient for you, request to have a card mailed to you.*

*There’s a $10 fee for a new debit card.


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What is the daily limit for my debit card?

The daily dollar limit on your debit card is $2,510 and $410 of that can be used for ATM withdrawals. If you feel that this daily limit does not fit your financial needs, please contact us to discuss options to raise those limits. You can also temporarily increase your balance for large purchases or payments with the mobile app. Go to ‘Manage Cards’ then click the arrow on the right hand side. Scroll down and choose ‘Request Temporary Spending Limit Increase’ then follow the prompts.

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What is overdraft protection?

Overdraft protection is a service offered to avoid costly overdraft fees. It works by linking your checking account to another account, such as a savings account or line of credit. If your checking account has insufficient funds to cover a transaction, the bank will automatically transfer funds from the linked account to cover the transaction, thus avoiding an overdraft fee.

To take advantage of this service and make the transfer, there must be money in the savings or line of credit account. At Wolf River Community Bank, it is complimentary to sign up for overdraft protection and there’s a small fee when the overdraft occurs. Once set up and an overdraft occurs, we will pull from your savings or line of credit in increments of $100.

Don’t have overdraft protection yet? Contact us to get started.

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