Checking Accounts

Bank how you want.

We know that checking accounts aren’t “one size fits all”.  That’s why we have three great options that are tailored to fit your financial life. 

Save while you spend.

Add the Smart Move Savings option onto any of your checking accounts and save while you spend!  When you use your Wolf River Community Bank debit card, each transaction amount is rounded up to the nearest dollar and the change is automatically deposited into your savings or Money Market account. It’s that easy!

Learn More about Smart Move


 Essential CheckingeCheckingConnection Checking
For those looking for a truly simple checking account.Everything you need, nothing you don't. For those looking for easy, convenient banking.For those looking to make the most of their banking relationship.
Earn InterestXX
Nationwide ATM Fee Refunds
(up to $10 per statement cycle)
Free Checks
(initial order only with new account)
Unlimited Check WritingXX
Minimum to Open$100$100$100
Minimum BalanceNoneNone$2,500 daily balance
$10,000 in total deposit relationship
eStatements RequiredOptional to avoid feeX
Direct Deposit RequiredOptional to avoid feeX
Monthly Service ChargeAvoid a $3 fee with eStatements OR direct depositAvoid a $10 fee and forfeiture of ATM fee refunds with eStatements AND direct deposit Avoid a $10 fee and forfeiture of ATM fee refunds with $2,500 daily min. balance OR $10,000 in total deposit relationship
Smart Move Savings OptionXXX

Put your money to work.

Check our current rates.

Deposit Rates


We’ll make your move a breeze.

Switch your accounts to Wolf River Community Bank using our handy Switch Kit.

Switch Kit