Mortgage Loans
Building, buying or refinancing? We have the home loan for you.
- Conventional Loans have a fixed rate and monthly payment for the entire life of the loan, making it easier to budget.
- Adjustable Rate Loans usually start with lower rates than conventional loans, but the rate can fluctuate over the life of the loan.
- Construction Loans allow you to finance the construction of your home, making funds available as your home builder needs them. Once your home is complete, you’ll want to choose a more long-term mortgage option for the end-financing of your home.
Refinancing
Refinancing your home can be a good way to save if interest rates are two or more percentage points below your current mortgage rate. Refinancing can also be a smart way to consolidate debt, switch from a variable rate to a fixed rate mortgage, change your loan term or cash out some of the equity in your home.
Home Purchase
If you’re in the market for a new home, make the home buying process easier with a pre-qualification from Wolf River Community Bank. Talk with your mortgage lender to learn about a number of community grant programs that assist borrowers with down payments or other aspects of their mortgage.
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If you need help deciding which mortgage solution is right for you, contact one of our expert mortgage lenders, or apply online today!
