04/15/2019: 4 Savings Strategies

The biggest misconception about saving money is that many people think it’s something you do at the end of the month with what you have left over after all of your expenses. The truth is, nobody ever has leftover money. There’s always something to spend it on. The better way to think about saving is as something you do first, before you spend anything. This is often called the “pay yourself first” method. Here are some strategies for paying yourself first to build up your savings.

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03/04/2019: Five Plans to Pay Down Debt

Have credit card debt? You’re not alone. According to analysis from NerdWallet, at the end of 2018 the average U.S. household owed just under $7,000 in revolving credit card debt (the balance carried from month to month). Unlike more benign debt like a mortgage—where you gain assets (equity in the house) as you pay off the debt—credit card debt is a drag on your finances with no benefit to you. With interest rates rising, now is the perfect time to make a plan for becoming debt-free. There are several strategies you can use to pay off your credit card debt in manageable increments. Here’s a look at five of the most effective options:

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01/02/2019: Worry About Cybercrime? You’re Not Alone

Nearly a quarter of Americans, 23% say that they or someone in their household fell victim to cybercrime in 2018, having their personal, credit card, or financial information stolen by computer hackers which is down just slightly from the 25% who reported being targeted in 2017. However, there are some steps you can take to reduce your chances of becoming a cybercrime victim.

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11/08/2018: Budgeting Tips for the Holiday Season

‘Tis the season for holiday shopping. Black Friday is just around the corner, not to mention the gifts, family meals, and decorations that will all put a strain on your wallet. Creating a holiday budget and sticking to it can help keep you on track. Here are some budgeting tips for the busiest shopping season […]

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10/15/2018: How Your Bank Works for Your Community

Across the country, banks play a critical role in growing the economy by lending money to businesses and consumers. But what about in your community? Banks have a direct impact there, too. Here are four ways your local institution is helping your community grow and prosper.

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