03/04/2019: Five Plans to Pay Down Debt
Have credit card debt? You’re not alone. According to analysis from NerdWallet, at the end of 2018 the average U.S. household owed just under $7,000 in revolving credit card debt (the balance carried from month to month). Unlike more benign debt like a mortgage—where you gain assets (equity in the house) as you pay off the debt—credit card debt is a drag on your finances with no benefit to you. With interest rates rising, now is the perfect time to make a plan for becoming debt-free. There are several strategies you can use to pay off your credit card debt in manageable increments. Here’s a look at five of the most effective options:Continue Reading..
01/02/2019: Worry About Cybercrime? You’re Not Alone
Nearly a quarter of Americans, 23% say that they or someone in their household fell victim to cybercrime in 2018, having their personal, credit card, or financial information stolen by computer hackers which is down just slightly from the 25% who reported being targeted in 2017. However, there are some steps you can take to reduce your chances of becoming a cybercrime victim.Continue Reading..
11/08/2018: Budgeting Tips for the Holiday Season
‘Tis the season for holiday shopping. Black Friday is just around the corner, not to mention the gifts, family meals, and decorations that will all put a strain on your wallet. Creating a holiday budget and sticking to it can help keep you on track. Here are some budgeting tips for the busiest shopping season […]Continue Reading..
10/15/2018: How Your Bank Works for Your Community
Across the country, banks play a critical role in growing the economy by lending money to businesses and consumers. But what about in your community? Banks have a direct impact there, too. Here are four ways your local institution is helping your community grow and prosper.Continue Reading..
09/12/2018: 4 Tips for First-Time Homebuyers
Interest rates are still historically low, but rising. The housing market is strong. The economy is on the upswing… You’ve decided now’s the time: you’re going to buy your first house. It can be an intimidating process, so here are a few tips to help your transition from renter to owner go smoothly: 1: Do […]Continue Reading..