Current Rates

APY (Annual Percentage Yield)

Rate are accurate as of 1/30/2012

  • Fees May Reduce Earnings.
  • Rates and Terms Subject to Change Without Notice.

Savings Rates

Savings Accounts Minimum Required Balance Interest Rate APY*
Statement Savings $100.00 0.25% 0.25%
Basic Money Market: Tiered Account $2,499.99 or less 0.25% 0.25%
  $2,500.00 or more 0.250% 0.25%
Premier Money Market: Tiered Account $2,499.99 or less 0.250% 0.25%
  More than $2,499.99 less than $5,000.00 0.250% 0.25%
  $5,000.00 or more 0.350% 0.35%
High Yield Money Market: Tiered Account $2,499.99 or less 0.250% 0.25%
  More than $2,499.99 less than $5,000.00 0.250% 0.25%
  More than $4999.99 less than $10,000.00 0.350% 0.35%
  More than $10,000.00 0.550% 0.55%
Prime Money Market: Tiered Account $2,499.99 or less 0.250% 0.25%
  More than $2,499.99 less than $5,000.00 0.250% 0.25%
  More than $4,999.99 less than $10,000.00 0.350% 0.35%
  More than $9,999.99 less than $25,000.00 0.550% 0.55%
  More than $25,000.00 0.70% .70%
Checking Accounts Minimum Required Balance Interest Rate APY*
Affordable Checking No Minimum Balance 0.00% 0.00%
Checking with Interest $250.00 0.20% 0.20%
Senior Checking (Age 50 and Over) No Minimum Balance 0.20% 0.20%
Elite Checking $10,000.00 0.30% 0.30%

Certificates of Deposit

Description Interest Rate APY*
6-month CD 0.55% 0.55%
12-month CD .80% .80%
16-month CD ($5,000.00 Minimum) 1.05% 1.05%
18-month CD 1.00% 1.00%
24-month CD 1.15% 1.15%
36-month CD 1.19% 1.20%
48-month CD 1.29% 1.30%
59-month CD ($5,000.00 Minimum) 1.64% 1.65%
60-month CD 1.49% 1.50%

IRAs (Traditional, Roth & Educational)

Description Interest Rate APY*
12-month Fixed .80% .80%
16-month Fixed Special ($5,000.00 Minimum) 1.05% 1.05%
18-month Fixed 1.00% 1.00%
12-month Variable .50% .50%
18-month Variable .75% .75%
IRA Savings 0.40% 0.40%

$1,000.00 Minimum Balance Required to Open — No Deposit Can be Added—Substantial penalties for early withdrawals—Interest at Maturity on CD’s 10 Months and less.  Quarterly Compounding on Accounts 11 Months & Over.  Fee’s May Reduce Rate- Member FDIC

*APY refers to Annual Percentage Yield based on simple interest.
Statement Savings