Current Rates
APY (Annual Percentage Yield)
Rate are accurate as of 08/26/2010.
- Fees May Reduce Earnings.
- Rates and Terms Subject to Change Without Notice.
Savings Rates
| Savings Accounts |
Minimum Required Balance |
Rate |
APY* |
| Statement Savings |
$100.00 |
0.31% |
0.31% |
| Basic Money Market |
$2,500.00 |
0.31% |
0.31% |
| Premier Money Market |
$5,000.00 |
0.40% |
0.40% |
| High Yield Money Market |
$10,000.00 |
0.65% |
0.65% |
| Prime Money Market |
$25,000.00 |
1.24% |
1.25% |
| Checking Accounts |
Minimum Required Balance |
Rate |
APY* |
| Free Checking |
No Minimum Balance |
0.00% |
0.00% |
| Checking with Interest |
$250.00 |
0.26% |
0.26% |
| Senior Checking (Age 50 and Over) |
No Minimum Balance |
0.26% |
0.26% |
| Elite Checking |
$10,000.00 |
0.50% |
0.50% |
Certificates of Deposit
| Description |
Rate |
APY* |
| 6-month CD |
0.65% |
0.65% |
| 12-month CD |
1.00% |
1.00% |
| 16-month CD ($5,000.00 Minimum) |
1.49% |
1.50% |
| 18-month CD |
1.15% |
1.15% |
| 23-month CD ($5,000.00 Minimum) |
1.59% |
1.60% |
| 24-month CD |
1.49% |
1.50% |
| 36-month CD |
1.84% |
1.85% |
| 48-month CD |
2.08% |
2.10% |
| 59-month CD ($5,000.00 Minimum) |
2.23% |
2.25% |
| 60-month CD |
2.23% |
2.25% |
IRAs (Traditional, Roth & Educational)
| Description |
Rate |
APY* |
| 12-month Fixed |
1.00% |
1.00% |
| 16-month Fixed Special ($5,000.00 Minimum) |
1.59% |
1.60% |
| 18-month Fixed |
1.15% |
1.15% |
| 12-month Variable |
.75% |
.75% |
| 18-month Variable |
1.00% |
1.00% |
| IRA Savings |
0.50% |
0.50% |
$1,000.00 Minimum Balance Required to Open — No Deposit Can be Added—Substantial penalties for early withdrawals—Interest at Maturity on CD’s 10 Months and less. Quarterly Compounding on Accounts 11 Months & Over. Fee’s May Reduce Rate- Member FDIC
*APY refers to Annual Percentage Yield based on simple interest.
Statement Savings
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