Current Rates

APY (Annual Percentage Yield)

Rate are accurate as of 5/14/2012

  • Fees May Reduce Earnings.
  • Rates and Terms Subject to Change Without Notice.

Savings Rates

Savings Accounts Minimum Required Balance Interest Rate APY*
Statement Savings $100.00 0.25% 0.25%
Basic Money Market: Tiered Account $2,500.00 or more 0.25% 0.25%
  $2,499.99 or less 0.250% 0.25%
Premier Money Market: Tiered Account $5,000.00 or more 0.350% 0.35%
  More than $2,499.99 less than $5,000.00 0.250% 0.25%
  $2,499.99 or less 0.250% 0.25%
High Yield Money Market: Tiered Account $10,000.00 or more 0.550% 0.55%
  More than $4,999.99 less than $10,000.00 0.350% 0.35%
  More than $2,499.99 less than $5,000.00 0.250% 0.25%
  $2,499.99 or less 0.250% 0.25%
Prime Money Market: Tiered Account $25,000.00 or more 0.700% 0.70%
  More than $9,999.99 less than $25,000.00 0.550% 0.55%
  More than $4,999.99 less than $10,000.00 0.350% 0.35%
  More than $2,499.99 less than $5,000.00 0.250% 0.25%
  $2,499.99 or less 0.250% .25%
Checking Accounts Minimum Required Balance Interest Rate APY*
Affordable Checking No Minimum Balance 0.00% 0.00%
Checking with Interest $250.00 0.20% 0.20%
Senior Checking (Age 50 and Over) No Minimum Balance 0.20% 0.20%
Elite Checking $10,000.00 0.30% 0.30%

Certificates of Deposit

Description Interest Rate APY*
6-month CD 0.55% 0.55%
12-month CD .80% .80%
16-month CD ($5,000.00 Minimum) 1.05% 1.05%
18-month CD .90% .90%
24-month CD 1.05% 1.05%
36-month CD 1.10% 1.10%
48-month CD 1.19% 1.20%
60-month CD 1.49% 1.50%

IRAs (Traditional, Roth & Educational)

Description Interest Rate APY*
12-month Fixed .80% .80%
16-month Fixed Special ($5,000.00 Minimum) 1.05% 1.05%
18-month Fixed .90% .90%
12-month Variable .40% .40%
18-month Variable .65% .65%
IRA Savings .30% .30%

$1,000.00 Minimum Balance Required to Open — No Deposit Can be Added—Substantial penalties for early withdrawals—Interest at Maturity on CD’s 10 Months and less.  Quarterly Compounding on Accounts 11 Months & Over.  Fee’s May Reduce Rate- Member FDIC

*APY refers to Annual Percentage Yield based on simple interest.
Statement Savings