Current Rates
APY (Annual Percentage Yield)
Rate are accurate as of 1/30/2012
- Fees May Reduce Earnings.
- Rates and Terms Subject to Change Without Notice.
Savings Rates
| Savings Accounts |
Minimum Required Balance |
Interest Rate |
APY* |
| Statement Savings |
$100.00 |
0.25% |
0.25% |
| Basic Money Market: Tiered Account |
$2,499.99 or less |
0.25% |
0.25% |
| |
$2,500.00 or more |
0.250% |
0.25% |
| Premier Money Market: Tiered Account |
$2,499.99 or less |
0.250% |
0.25% |
| |
More than $2,499.99 less than $5,000.00 |
0.250% |
0.25% |
| |
$5,000.00 or more |
0.350% |
0.35% |
| High Yield Money Market: Tiered Account |
$2,499.99 or less |
0.250% |
0.25% |
| |
More than $2,499.99 less than $5,000.00 |
0.250% |
0.25% |
| |
More than $4999.99 less than $10,000.00 |
0.350% |
0.35% |
| |
More than $10,000.00 |
0.550% |
0.55% |
| Prime Money Market: Tiered Account |
$2,499.99 or less |
0.250% |
0.25% |
| |
More than $2,499.99 less than $5,000.00 |
0.250% |
0.25% |
| |
More than $4,999.99 less than $10,000.00 |
0.350% |
0.35% |
| |
More than $9,999.99 less than $25,000.00 |
0.550% |
0.55% |
| |
More than $25,000.00 |
0.70% |
.70% |
| Checking Accounts |
Minimum Required Balance |
Interest Rate |
APY* |
| Affordable Checking |
No Minimum Balance |
0.00% |
0.00% |
| Checking with Interest |
$250.00 |
0.20% |
0.20% |
| Senior Checking (Age 50 and Over) |
No Minimum Balance |
0.20% |
0.20% |
| Elite Checking |
$10,000.00 |
0.30% |
0.30% |
Certificates of Deposit
| Description |
Interest Rate |
APY* |
| 6-month CD |
0.55% |
0.55% |
| 12-month CD |
.80% |
.80% |
| 16-month CD ($5,000.00 Minimum) |
1.05% |
1.05% |
| 18-month CD |
1.00% |
1.00% |
| 24-month CD |
1.15% |
1.15% |
| 36-month CD |
1.19% |
1.20% |
| 48-month CD |
1.29% |
1.30% |
| 59-month CD ($5,000.00 Minimum) |
1.64% |
1.65% |
| 60-month CD |
1.49% |
1.50% |
IRAs (Traditional, Roth & Educational)
| Description |
Interest Rate |
APY* |
| 12-month Fixed |
.80% |
.80% |
| 16-month Fixed Special ($5,000.00 Minimum) |
1.05% |
1.05% |
| 18-month Fixed |
1.00% |
1.00% |
| 12-month Variable |
.50% |
.50% |
| 18-month Variable |
.75% |
.75% |
| IRA Savings |
0.40% |
0.40% |
$1,000.00 Minimum Balance Required to Open — No Deposit Can be Added—Substantial penalties for early withdrawals—Interest at Maturity on CD’s 10 Months and less. Quarterly Compounding on Accounts 11 Months & Over. Fee’s May Reduce Rate- Member FDIC
*APY refers to Annual Percentage Yield based on simple interest.
Statement Savings